Conditions of Use

Application of Conditions of Use

PLAN Australia (Professional Lenders Association Network of Australia Pty Ltd, ACN 086 490 833, and its associated entities) is wholly owned by Advantedge Financial Services. In these Conditions of Use, all applicable websites are referred to as the 'PLAN Australia Websites' or ‘Advantedge Websites’, and PLAN Australia and its related companies (i.e. within the Advantedge group) are collectively referred to as 'PLAN Australia'.

These Conditions of Use, together with any other terms, notices or disclaimers contained elsewhere on the PLAN Australia Websites, govern the supply of material on, use of and access to the PLAN Australia Websites. By accessing the PLAN Australia Websites, you agree to be bound by these Conditions of Use and any modifications of them.

Information and accuracy

Information provided on the PLAN Australia Websites: 

  • is intended for Australian residents only and may not comply with non-Australian laws;
  • is of a general nature and does not take into account your individual circumstances, financial needs or objectives; 
  • is not intended to be investment advice nor a recommendation or statement of opinion about any particular financial product or class of financial products. As a result, it should not be relied upon in acquiring any product or service offered by PLAN Australia; and 
  • is provided in good faith and derived from sources believed to be accurate and current at the date of publication.

PLAN Australia does not guarantee the accuracy, adequacy or completeness of information on the PLAN Australia Websites or that those websites are otherwise free from error, omission or other defect. PLAN Australia reserves the right to change any information provided on PLAN Australia Websites without notice.

PLAN Australia does not guarantee that your use of the PLAN Australia Websites will be uninterrupted, timely or secure.

Unless otherwise specified, all references to currency are to Australian dollars.

Your conduct

You warrant that when accessing and using the PLAN Australia Websites you will not use any website for any purpose that is unlawful or prohibited by these On-line Conditions of Use or any other term, notice or disclaimer appearing on the PLAN Australia Websites. You also agree to not use the PLAN Australia Websites in any way that interferes with other users.

You agree to not breach or circumvent, or attempt to breach or circumvent, any security measures on the PLAN Australia Websites (including 'hacking' those websites) or attempt to obtain access to secure or member parts of the PLAN Australia Websites without authorisation.

PLAN Australia retains the right to monitor your use of the PLAN Australia Websites and prevent further access at any time in its discretion. 

Copyright and trade marks

The material on the PLAN Australia Websites is protected by copyright. You may only use this material for your own personal reference. You must not otherwise use, reproduce, publish, modify, distribute, link, frame, transmit in any form or by any means, electronic or mechanical, for any purpose, any of the material on the PLAN Australia Websites, except with the prior written permission of PLAN Australia.

Trade marks used on the PLAN Australia Websites are the property of PLAN Australia or third parties with which PLAN Australia has an association. You must not use a trade mark used on the PLAN Australia Websites without the prior written consent of the owner of that trade mark.

Software

PLAN Australia grants users of PLAN Australia Websites (included, but not limited to, investors and financial advisers) a non-transferable licence in relation to the PLAN Australia Websites, including any files, images, tables and data incorporated in or generated by the software, and the data accompanying the software (collectively the 'software') necessary for the purposes of your use of the PLAN Australia Websites. 

Links to third party websites

The PLAN Australia Websites may contain hyperlinks and other pointers to websites operated by third parties. These linked websites are not under PLAN Australia's control, and PLAN Australia is not responsible for the contents of any linked website or any hyperlink contained in a linked website. PLAN Australia provides these hyperlinks as a convenience only, and the inclusion of any link does not imply any endorsement of the linked website by PLAN Australia. You agree to access any such third party website entirely at your own risk. 

Limitation of liability

You agree that your use of the PLAN Australia Websites and reliance on any information contained on those websites, is entirely at your own risk. To the extent permitted by law, PLAN Australia excludes all liability for any loss or damage (including indirect or consequential loss or damage) you or any other person suffers in connection with your use of the PLAN Australia Websites, including your reliance on any information contained on the PLAN Australia Websites.

PLAN Australia's liability for breach of any warranty or condition implied by law that cannot be excluded is limited, at PLAN Australia's option, to: 

  • in the case of services supplied or offered by PLAN Australia:
    • the re-supply of those services; or 
    • the cost of having those services re-supplied; and
  • in the case of goods supplied or offered by PLAN Australia:
    • the replacement of the goods or the supply of equivalent goods;
    • the repair of the goods; or
    • the cost of having the goods replaced or repaired.

Privacy

Your personal information will be collected and used by PLAN Australia in accordance with its Privacy Policy.

Governing Law

These On-line Conditions of Use and other terms, notices and disclaimers appearing on the PLAN Australia Websites are governed by the law in force in the state of Victoria. You agree to the non-exclusive jurisdiction of the courts of Victoria, Australia and any courts which may hear appeals from those courts in respect of any proceedings in connection with these online conditions of use.